How much does it cost to use a Mortgage Broker?
It’s Free! We receive compensation from the lenders.
There are very special circumstances when a small fee would be charged but that would only happen if you are completely satisfied with your approval and everything is finalized.
What kind of credit or income do I need?
We have lenders for every type of credit history and income. Everyone is welcome!
How does the application process work?
- Once you reach out to us, we will look to schedule a quick phone call. This phone call allows us to confirm that you are a real person and if we would be able to assist you.
- We would send you a secure link to complete our online application and upload a few documents to our secure client portal. This will take you approximately 15 minutes.
- We would then send you a detailed breakdown of your options.
- If you like the options that were sent, we would assist you in securing and finalizing your mortgage!
Why should I use a Mortgage Broker instead of my bank?
Variety: One simple application will give you access to over 60 lenders and their excellent mortgage solutions. Lenders include major Canadian banks, credit unions & other financial institutions.
Knowledge: We do mortgages all day long and that is all we do. Your mortgage is your largest financial transaction so rely on a professional to assist you. The associate at the bank handles chequing account openings, overdraft, RRSPS and everything else. They simply don’t have enough time to be experts on mortgages.
Speed – We offer same-day responses, your bank will likely take a week to just schedule you for an appointment.
Accessible: You may call, text, e-mail or come to the office anytime. Our office prides itself on our response times.
Can we schedule a meeting at the office?
Yes, our office is open for in-person meetings. Financial services are deemed essential and rightfully so. Being accessible to all members of society is at the core of our values.
Other Question? Contact us.